Income Solutions
Financial Planning & Protection

Get to know Income Solutions.

Personalised financial advice for clinic owners — income protection, super, and wealth.

What they do

Income Solutions is a financial planning practice that provides personalised advice across income protection, life insurance, superannuation, and wealth-building strategies. Their approach starts with understanding what their clients are actually trying to achieve — not just what products to sell them.

For clinic owners, the areas they serve are particularly important. Running a business means your personal financial exposure is higher than most: if you can’t work, the whole structure can unravel. Income protection, appropriate insurance coverage, and a super strategy that accounts for the reality of business ownership are all decisions that too many clinic owners delay or get wrong.

Income Solutions helps clinic owners get these foundations right early, so they can build a business with confidence rather than vulnerability.

Why Clinic Mastery trusts them

Most clinic owners are underinsured and under-planned — not because they don’t care, but because they haven’t found an adviser who makes it feel relevant and urgent. Income Solutions takes the time to make these conversations real. We recommend them because we believe every clinic owner deserves to have their personal financial protection sorted before they need it.

Best for

Clinic owners who want personalised financial advice — particularly around income protection, insurance, and superannuation — delivered by someone who listens first and recommends second.

Common questions

Why do allied health clinic owners specifically need income protection?

As a clinic owner, your personal income often underpins the whole business. If you can't work — due to illness or injury — the impact goes beyond just your salary. It can affect staff, patients, and the value of the business itself. Income protection insurance ensures you have a financial buffer while you recover, without having to make desperate decisions about the clinic.

How is superannuation different for business owners compared to employees?

Employees have super contributed automatically. Business owners often have irregular or self-determined super contributions, which can lead to significant underfunding over time. Income Solutions helps clinic owners build a super strategy that reflects the reality of business ownership — including the impact of selling the business eventually.

When is the right time for a clinic owner to get financial advice?

The earlier the better — ideally before problems arise rather than after. Income Solutions work with clinic owners from the early stages of building their business through to preparing for exit. The conversations around income protection and insurance are especially important in the first few years when personal financial risk is highest.


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